I live here frumil frm canada A simple way to avoid these charges is to opt out of your bank's overdraft coverage, meaning you'll be declined at the register for purchases you can't afford. Of course, the most effective way to avoid these fees is to watch your balance carefully – an easy task with mobile banking. 必須 2000文字以内 [bbs:youtube:(Youtubeの動画ID)]と書くとYoutubeの動画が貼れます。(例:[bbs:youtube:OQThUAQ0UN0])